About Flooring Business Insurance

Why a brand for flooring businesses

A flooring business is not a generic small contractor. The places it gets hurt are specific: a finish damaged in somebody’s home, moisture that shows up in a floor after the crew has gone, tools taken from a van, an installer brought in for a busy month who carries no insurance of their own. Those exposures sit across several policies at once — general liability, workers compensation, tools and equipment and commercial auto — and the seams between them are where owners find out what they did not buy.

We built this brand so the conversation starts from that work rather than from a generic application. Whether the business installs residential or commercial floors, carpet, or tile and stone, the program is written around what the crews actually do.

Who you deal with

Nate Jones is a Chartered Property Casualty Underwriter (CPCU) and the founder of Wexford Insurance, LLC. Kami Jones is co-founder. The agency is licensed in 48 states and holds National Producer Number 19887690.

How we place the account

We are an independent agency, so no single insurance company owns the answer. We place each account with the markets that want the class, and appetite for flooring work moves with the state, the kind of installation and how much of it is subcontracted. We do not publish premium figures: what a program costs depends on the operation, and we would rather explain what moves the number and then quote it.

What we are not

We are an agency, not an insurer. Coverage is placed with licensed insurance companies and is subject to the terms, conditions and exclusions of the policy that company issues. Your own policy wording controls.