Coverage
Coverages for Flooring Contractors
A flooring business is insured by several policies that hand off to each other. Each page below takes one of them and says what it answers for, what it leaves to another policy, and where the handoff falls on a flooring job.
General Liability
Injury and damage to people and property that are not yours, during the install and after it.
Workers Compensation
Your own crew hurt on the job, and the audit question an uninsured installer raises.
Commercial Auto
The vans and trucks between the shop, the supply house and the job.
Property
The shop or warehouse, and the flooring stock and contents kept there.
Inland Marine — Contractors Tools & Equipment
Saws, tools and material on the move, at the job and in the van.
Umbrella Liability
More liability above the policies underneath, when a contract asks for it.
If it is easier to start from the kind of work than from the policy, the service pages walk the same ground by type of installation.
Tell us what you install, who installs it and where, and a licensed agent will build the program around it — Get a Quote.